A New Haven mortgage broker faces a 13-count federal indictment charging him with bank fraud and conspiracy to commit fraud.
John Carlisle, 49, was indicted Wednesday by a U.S. District Court grand jury in South Bend.
According to court documents, he used and helped to use false statements on mortgage loan applications to help obtain financing for buyers and commissions for himself.
Carlisle allegedly created false "gift letters" to make it appear that a homebuyer received an authentic gift from a related party. In fact, the money was actually the seller kicking money back to the buyer for the real estate transaction to go through, according to court documents.
The case was investigated by the U.S. Department of Housing and Urban Development, the Indiana State Police and the FBI.
Last year, two Fort Wayne men were sentenced to 21 months in prison each for making false statements in connection with a mortgage loan.
Johnny Stine and Ryan Webb were charged and pleaded guilty to the federal criminal complaint last year in U.S. District Court in South Bend.
According to court documents, Webb and Stine, with the help of others unnamed in court documents, would provide money to the buyers to cover the loan closing costs, preparing phony "gift letters" seeming to show the money had come from the buyer's friends or family members.
Another man, Brian Edwards, was also charged and pleaded guilty to helping Webb and Stine.
A call to Carlisle at his office at Hallmark Realty was answered Wednesday afternoon. When asked whether he was the same John Carlisle in the indictment, he said he "wasn't sure" and then hung up the phone.
A call to the branch manager of Hallmark Mortgage was unreturned Wednesday.